Navigating Aged Care Reforms: We’re Here to Help

Navigating the Complexities of Aged Care

Aged care decisions can be emotionally and financially complex. From choosing the right care provider to understanding how Centrelink entitlements, accommodation payments, and estate plans may be impacted — there’s a lot to consider.

The upcoming reforms are some of the most significant in decades. They include:

• A new Aged Care Act with updated rules and stronger consumer protections
• Revised fee structures, including new daily fees and contribution limits
• Changes to how Refundable Accommodation Deposits (RADs) and Daily Accommodation Payments (DAPs) are treated
• Introduction of new terms like the Non-Clinical Care Contribution (NCCC) and Hotel Services Contribution (HSC)
• Tightened timeframes for decisions and documentation

If someone enters care after 1 November, these changes may lead to higher costs or reduced flexibility, depending on the situation.

We can help you:

• Understand the upcoming changes and how they apply to your family
• Compare aged care funding options before and after 1 November
• Navigate the fee structures, including RADs, DAPs, NCCC and HSC
• Maximise Centrelink benefits and preserve estate value
• Make timely, informed decisions with confidence

We offer a free initial meeting to help clarify your options and develop a tailored plan. Whether you’re actively exploring aged care now or just want to understand the landscape, we’re here to support you.

Simply click here https://ranciefinancial.com.au/book/ to arrange a time.